One Membership
Dual Benefits
Wellness + Insurance
From ₹85 / Year - Teleconsultations, Diagnostic discounts and Insurance cover, all bundled into one simple membership
Our Insurance Partners
Trusted by millions of India
BharatCover Memberships
Insurance cover + everyday wellness benefits — in one membership
BHARAT SURAKSHA · MEMBERSHIP
Bharat Suraksha Accident
Personal accident insurance bundled with unlimited teleconsultations and healthcare discounts for your whole family.
- Accidental Death & Disability — from ₹1L–₹15L
- Unlimited Teleconsultations (GP + Specialists)
- Up to 80% off Diagnostic Tests
- Up to 30% off Radiology & Specialist Visits
BHARAT AROGYA · MEMBERSHIP
Bharat Arogya Individual
Comprehensive health indemnity plus everyday wellness — teleconsultations, diagnostics and specialist discounts, all in one membership.
- In-Patient Hospitalisation & Day Care — sum insured ₹1L–₹5L
- Unlimited Teleconsultations for Family
- Up to 80% off Diagnostic Tests
- Individual & Family Floater Plans
Business & Institutional Plans
Protecting your workforce, students and operations
Group Health Insurance
Corporate Health Cover
Custom QuotesBulk employee health plans tailored to your organization's size and needs.
Get Quote →Group Personal Accident
Workforce Protection
Per Employee PricingAccident cover for your entire staff with flexible per-employee pricing.
Get Quote →
School & College PA
Institutional Accident
Special Institutional RatesStudent and staff accident cover with special institutional rates for schools and colleges.
Get Quote →
Workmen Compensation
WC Insurance
IRDAI CompliantStatutory compliance cover for workmen compensation mandated by law.
Get Quote →Why Thousands Choose
Bharat Cover
Plans from Rs85/year
No-frills, affordable cover that fits every budget — from daily workers to executives.
Trusted Insurers
Backed by Magma General, SBI General & Go Digit — names India trusts for decades.
Zero Waiting on PA
Bharat Suraksha Accident covers from Day 1 — no waiting period, no surprises.
Built for Bharat
Products designed for Indian families and businesses, at prices that make sense here.
Get Covered in 3 Simple Steps
Choose Your Plan
Browse personal or business plans tailored to your exact needs and budget.
Get Your Quote
Instant pricing with no hidden fees. What you see is exactly what you pay.
Stay Protected
Policy issued immediately. Coverage starts right away — no delays, no paperwork.
Ready to Get Covered?
Join thousands of Indians protected by Bharat Cover