All Under One
Membership
One affordable membership for complete family protection -
health, accident, teleconsultations, and wellness benefits.
Our Insurance Partners
Trusted by millions of India
BharatCover Memberships
Affordable Protection for Every Indian Family
Bharat Arogya Individual
Affordable Health Protection for Individuals
- Coverage up to ₹5 Lakhs
- Hospitalization Expenses Covered
- Pre & Post Hospitalization Benefits
- Day Care Treatment Coverage
- Ambulance Benefit up to ₹2,000
- Entry Age: 18 to 65 Years
- Annual Policy Coverage
Bharat Arogya Family Floater
One Health Plan for Your Entire Family
- Covers Up to 2 Adults & 2 Children
- Hospitalization Expenses Covered
- Pre & Post-Hospitalization Benefits
- Day Care Treatment Coverage
- Ambulance Benefit Included
- Pre-Existing Disease Cover After 12 Months
- Coverage Up To ₹5 Lakhs
- Coverage for 2 Adults & 2 Children
BharatCover Vidya Raksha
Education Protection For Every Child's Future
- Education Continuity Cover up to ₹15 Lakhs
- Protection for Child's Education Goals
- Accidental Death Benefit for Breadwinner
- Permanent Disability Protection
- Family Wellness Benefits Included
- Unlimited Doctor Teleconsultations
- Quarterly Health Camps & Screenings
Bharat Suraksha Accident Insurance
Affordable Accident Protection for You & Your Family
- Immediate Coverage from Day 1
- Accidental Death Benefit
- Permanent Total Disability Cover
- Permanent Partial Disability Cover
- Coverage Up to ₹15 Lakhs
- No Waiting Period
Every BharatCover Membership Includes
These benefits appear across the plans.
- Unlimited GP Teleconsultations
- Eye Check-Up
- Dental Check-Up
- Up to 20% Discount on Diagnostics
- Up to 20% Discount on Medicines
- Up to 20% Discount on Lab Tests
- Up to 30% Discount on GP Consultations
- Up to 20% Discount on Specialist Consultations
- Surgery Planning Assistance
- Hospital Appointment Booking
- Claim Assistance Support
- Quarterly Health Camps
- Eye & Dental Screening Camps
Business & Institutional Plans
Protecting your workforce, students and operations
Group Health Insurance
Corporate Health Cover
Custom QuotesBulk employee health plans tailored to your organization's size and needs.
Get Quote →Group Personal Accident
Workforce Protection
Per Employee PricingAccident cover for your entire staff with flexible per-employee pricing.
Get Quote →School & College PA
Institutional Accident
Special Institutional RatesStudent and staff accident cover with special institutional rates for schools and colleges.
Get Quote →
Workmen Compensation
WC Insurance
IRDAI CompliantStatutory compliance cover for workmen compensation mandated by law.
Get Quote →Why BharatCover
Comprehensive Protection For Every Family
Whether you need accident protection, healthcare support, or education continuity for your children, BharatCover offers affordable membership plans with backed benefits and year-round wellness services.
Talk to AdvisorBenefits
- Affordable Annual Memberships
- Family Coverage for 2 Adults + 2 Children
- Unlimited Doctor Teleconsultations
- Free Eye & Dental Checkups
- Diagnostics & Medicine Discounts
- Hospital & Claim Assistance
- Quarterly Health Camps
- Nationwide Support Network
Get Covered in 3 Simple Steps
Choose Your Plan
Browse personal or business plans tailored to your exact needs and budget.
Get Your Quote
Instant pricing with no hidden fees. What you see is exactly what you pay.
Stay Protected
Policy issued immediately. Coverage starts right away — no delays, no paperwork.
Ready to Get Covered?
Join thousands of Indians protected by Bharat Cover